Tuesday, December 24, 2013

买保险前看看Medical cost

2013年尾了,开始规划自己的insurance cover.目前CI cover还是很低。在买入CI Cover 前,参考目前马来西亚的medical cost很重要。而且必须加入inflation 5-10% in next 10-20 years.那么cover 的数目比较实在。

看看一些websites的报价:
Procedure UK Hospitals Malaysia Average Savings
Face Lift (Rhytidectomy) $11,000 – $12,000 $2,500 – $3,500 70% – 77%
Breast Augmentation (Mammoplasty) $7,000 – $8,000 $3,000 – $4,000 50% – 57%
Breast Reduction $8,000 – $9,000 $3,000 – $4,000 55% – 63%
Breast Lift $2,000 – $3,000 $900 – $1,000 55% – 67%
Tummy Tuck $6,000 – $7,000 $2,000 – $2,500 64% – 67%
Liposuction (Lipoplasty) $5,000 – $6,000 $2,000 – $3.000 50% – 60%
Nose Surgery (Rhinoplasty) $5,500 – $6,500 $2,000 – $2,500 61% – 64%
Plastic and Reconstructive Surgery
Procedure UK Hospitals Malaysia Average Savings
Porcelain Bonded Crowns $950 – $1,000 $150 – $200 80% – 84%
Root Canal (per canal) $300 – $400 $200 – $250 33% – 38%





Cost comparison with the USA [source]Medical Procedures
Procedure US Hospitals Malaysia Average Savings
Angioplasty $55,000 – $57,000 $7,500 – $8,500 80% – 86%
Heart Bypass $120,000 – $130,000 $11,500 – $12,500 90% – 91%
Heart-valve Replacement $150,000 – $160,000 $14,500 – $15,500 90% – 91%
Hip Replacement $41,000 – $43,000 $9,500 – $10,500 75% – 77%
Hysterectomy $18,000 – $20,000 $3,500 – $4,500 77% – 81%
Knee Replacement $38,000 – $40,000 $7,500 – $8,500 78% – 80%
Plastic and Reconstructive Surgery
Procedure US Hospitals Malaysia Average Savings
Face Lift (Rhytidectomy) $7,000 – $9,000 $2,500 – $3,500 61% – 64%
Breast Augmentation (Mammoplasty) $5,000 – $8,000 $3,000 – $4,000 40% – 50%
Breast Reduction $4,000 – $6,000 $3,000 – $4,000 25% – 33%
Complete Liposuction (Lipoplasty) $4,000 – $6,500 $2,000 – $3.000 50% – 53%
Nose Surgery (Rhinoplasty) $5,500 – $6,500 $2,000 – $2,500 61% – 63%
General and Cosmetic Dentistry
Procedure US Hospitals Malaysia Average Savings
Root Canal $600 – $1,000 $200 – $250 67% – 75%
Porcelain Crown $600 – $1,000 $150 – $200 75% – 80%

No comments:

Post a Comment

白銀價格即市走勢