Buy my additional CI over-AXA Life 110 CI Care

I have bought additional insurance for myself and my son. I have always use a person's 1 month salary as a basic benchmark for normal working adult for their premium paid for insurance.

For example, you are earning RM3K per month, your premium paid for insurance coverage should be around 1 month also, meaning you are using 1 month earning to cover your life and future, also for your family. 

Well, recently my pay improve slightly, so I decided to have some extra cover especially in Critical Illness where I lack most. Then, the good thing now is market has more creative products. During the old days when we buy CI cover, you normally cover under 36 types of diseases only, sometimes illness like diabetes are not covered. To make it worse, you can only claim until 3rd or final stage. Which means you are certified by doctor your are almost dead! Carcinoma in situ, is not covered by insurance companies normally last time. But now, most companies moving toward this direction which I think is good.

The reason I choose AXA Life is because their coverage not bad. Even diabetes etc is covered. Also it allows early claim according to their schedules in product disclosure brochure. Even better is if the case is a cancer, your cover double.

I'm not any insurance agent, but want to share with you all here, do something you think right. I think buying such policy can help cover you and your family better.

http://splashurl.com/oyl9m7x

Key benefits at a glance: 

Coverage for up to 110 critical

• illnesses events
• Additional 100% benefit payout for Cancerrelated
• critical illness event²
• Second Medical Opinion and psychological
• counselling services
• No waiting period between claims

²Please refer to the table for critical illness events covered under cancer category

For more details, click here to download full product brochure.